RemitONE x LimitFlex: Powering Global Connectivity through eSIMs

The global eSIM market is expected to reach approximately $11.98 billion in 2025, marking an 85% year-on-year growth as more operators and apps promote eSIMs as the go-to roaming alternative. By 2030, nearly 70% of all cellular devices shipped are forecast to be eSIM-capable.

That’s why we’ve partnered with LimitFlex to introduce eSIM services, helping your customers stay connected wherever they travel. With instant access to local data plans, they can receive payment alerts in real time, manage their money transfers on the go, and communicate seamlessly without worrying about roaming costs or network issues.

This opens new revenue streams while helping you strengthen customer loyalty and reduce customers from switching.

If you want to stay one step ahead of competitors, reach out to activate the integration on your RemitONE Platform.

New here? Book a free demo and discover how our platform can help your business keep up with today’s digital pace.

Upcoming Webinar: AI in Cross-Border Payments – Winning Customer Loyalty and Cutting Fraud

Only 16% of cross-border payment customers stay loyal to the same provider.

That means most are just one bad experience away from switching, often due to slow transfers, fraud scares, or compliance headaches.

In this 30-minute RemitONE webinar, you’ll explore how AI is transforming cross-border payments by helping you tackle these challenges head-on.

You’ll discover how to:
💡 Use AI to retain customers and personalise payment experiences
🛡️ Detect and prevent fraud without slowing transactions
⚙️ Apply practical AI frameworks to boost compliance and efficiency

Plus, catch a live demo of our AI-powered loyalty use case in action.

📅 Tuesday 11 November 2025

🕒 15:00–15:30 GMT

Bring your questions, we’ll be answering them live!

Secure your seat now, as spaces are limited: https://events.teams.microsoft.com/event/3acd679a-a6a8-4182-9388-09b9403ff629@36d5614f-f651-4945-9632-7053acdae73a

Meet RemitONE at Singapore Fintech Festival to Explore AI-Driven Cross-Border Payment Solutions

We’re heading to the Singapore Fintech Festival, 12^th – 14^th November, to connect with businesses looking to scale. Oussama Kseibati, Head of Business Solutions, will be at the event to explore cross-border payment opportunities with our AI, open banking and blockchain solutions.

Whether you’re expanding into sending markets like the UK and Europe, paying out in asian markets, or navigating complex compliance demands, our innovative solutions can help fuel your growth and unlock new revenue streams

We provide the building blocks to future-proof your operations, even if cross-border payments aren’t your core offering, with solutions such as:

White-label Money Transfer Software (online and app)
RaaS (Remittance-as-a-Service) and AI-driven automation
Automated KYC/AML
Scalable payout infrastructure to new send and payout markets
RaaS (Remittance-as-a-Service) and AI-driven payment optimisation

To arrange a place and time, please email us at: marketing@remitone.com

About RemitONE

RemitONE is an award-winning, leading provider of money transfer software solutions for banks, telcos, and money transfer operators (MTOs) worldwide. With multi-channel access, including agent networks, online, and mobile, RemitONE empowers organisations to streamline and scale their remittance operations.

Episode 4: Central Banks & Remittances: How to Monitor Cross-Border Payment Flows in Real-Time | The IPR Podcast

Africa’s remittance flows are bigger than you think, but most of it goes unseen.

In many countries, remittances surpass foreign direct investment, yet central banks only track a fraction of what’s really coming in. The result? Lost reserves, unstable currencies, and limited financial visibility.

But what if central banks could monitor every inflow in real time – enforcing official FX rates, ensuring compliance, and strengthening national reserves?

In Episode 3 of the IPR Podcast, Aamer Abedi (CMO, RemitONE) and Ababacar Seck (Managing Director for Africa, RemitONE) unpack how technology, automation, and real-time data can help African regulators turn this vision into reality. From tracking settlements to integrating mobile money, this episode explores how digital transformation can redefine financial inclusion and empower central banks to lead confidently in the digital era.

🎧 Watch the full episode to discover how real-time monitoring, big data, and automation are shaping the future of Africa’s remittance ecosystem.

At RemitONE, we’re helping financial institutions and regulators achieve:

✅ Real-time visibility across cross-border flows
✅ Seamless FX rate enforcement and reporting
✅ Stronger compliance and financial inclusion initiatives

Want to see how our solutions can support your region’s remittance infrastructure? Book a free consultation with our team today.

Episode 3: How AI is Transforming Cross-Border Payments | The IPR Podcast

AI is transforming cross-border payments in real time. In Episode 3 of the IPR podcast, Dr. Senaka Fernando, a leading voice in digital transformation, reveals how AI agents can be the key to automating compliance, speeding up transactions, and even preventing fraud before it happens. From startups automating onboarding to banks upgrading systems without disruption.

Want to see how your business can stay ahead in the AI-powered payments game? Watch the full episode for practical strategies and real-world insights you can start using today.

At RemitONE, we’ve been developing new AI Agent tools designed to help you:

Automate KYC/AML processes
Expand payout infrastructure into new sending markets
Offer value-added services like airtime, top-ups, and utility bill payments

Want to see how this can boost revenue for your business? Book a free call with our team.

Money 20/20 Middle East Key Takeaways: Embracing AI and Strategic Partnerships

Saudi Arabia’s fintech sector is experiencing rapid growth, driven by the nation’s Vision 2030 initiative. With over 260 licensed fintech firms and $860 million in venture capital funding in the first half of 2025, the Kingdom is positioning itself as a regional leader in financial technology.

It’s no surprise that Money20/20 Middle East 2025 drew thousands of innovators, investors, and financial leaders, sparking three days of collaboration. The event buzzed with new ideas, partnerships, and strategies that are shaping the future of finance in the region.

Here’s what stood out.

Saudi Arabia: A Fintech Powerhouse

Unlike other editions, this year’s conference was centered on the Saudi market, where cross-border payments are becoming a major focus. Global names like Visa, Amex, Worldpay, and Habib Bank Limited were present, signalling strong international interest.

With robust investor backing and government support, fintechs in Saudi Arabia are driving change across payments, regtech, governance, and risk. This momentum cements the Kingdom as one of the most exciting and fast-moving fintech ecosystems worldwide.

AI Integration: Transforming Financial Services

Artificial Intelligence (AI) was a core topic of many panels. The financial sector is projected to invest $28.3 million in AI technologies, contributing $135.2 billion to Saudi Arabia’s economy by 2030.

Agentic AI was also highlighted as a technology revolutionising how financial institutions operate. A common challenge for many Money Service Businesses (MSBs) is upgrading systems to adopt AI without disrupting existing operations. We’ve resolved this issue with our new AI bolt-on tools, including Agentic AI, designed to grow revenue without system migration.

👉 Explore how RemitONE’s AI bolt-ons can transform your operations.

Strategic Partnerships: Accelerating Growth

Key partnerships are playing a huge role in accelerating fintech adoption in Saudi Arabia. This was clear at the event with several major collaborations: Visa expanded digital acceptance, Google Pay and Alipay teamed up with Saudi banks, and alliances like MoneyGram & D360 Bank and Thunes & Barq were taking cross-border payments to the next level.

These collaborations are streamlining digital payments, expanding access to global wallets, and enabling real-time cross-border transactions across hundreds of corridors. For MSBs, these partnerships are golden opportunities to scale faster and reach new markets.

Unlock the future of fintech in Saudi Arabia

Saudi Arabia’s fintech sector is set for strong growth, fuelled by AI integration and strategic partnerships. With the market projected to reach $4.5 billion by 2033, MSBs must embrace innovation, leverage AI, and forge strategic partnerships.

Our AI-powered tools make it simple to tap into Saudi Arabia’s fintech boom—unlock new revenue streams, scale your business, and stay ahead without operational disruption.

👉 See how AI can fuel your growth – book a free call to find out how

AI Agents in Cross-Border Payments: What They Mean for Money Service Businesses

AI in cross-border payments is moving past chatbots and predictive tools. The real leap is AI agents – systems that can perform tasks end-to-end, much like a human operator. For money service businesses (MSBs), this shift opens a path to automation that was once unthinkable.

From Chatbots to AI Agents

Chatbots are reactive. They answer queries, provide FAQs, and make customer service more efficient. Useful, yes — but limited.

AI agents, however, are proactive digital workers. They don’t just respond, they execute.

An AI agent in payments could:

Verify documents and check expiry dates

Screen payments against sanction lists

Flag missing or suspicious details

Update records across multiple systems

Trigger transactions once all conditions are met

These aren’t futuristic ideas. They’re already happening.

Real-World Adoption

Western Union has tested AI to cut back-office workloads. Goldman Sachs is exploring AI for regulatory checks. Other financial institutions are quietly building pilot projects.

This tells us one thing: AI agents are no longer theory. They’re moving into real operations.

For MSBs, this isn’t just about efficiency. It’s about survival. Manual processes eat into margins, slow down customer onboarding, and create bottlenecks. AI agents reduce costs, free up staff, and scale seamlessly.

👉 Explore how RemitONE’s AI solutions automate compliance and onboarding.

What This Means for MSBs

Smaller providers often compete on agility. But manual compliance checks, document verification, and routine approvals limit that agility.

AI agents can take on these repetitive but critical tasks — giving MSBs the bandwidth to grow without doubling headcount.

Examples:

Onboarding new customers in minutes, not hours.

Running compliance checks automatically in the background.

Reducing transaction delays caused by missing data.

By adopting early, MSBs can compete with larger players on speed and scale.

Where to Start

Going “all in” on AI across every process is risky. The smarter approach is targeted integration. Start with repetitive, rule-based workflows where an AI agent can show immediate value.

High-value starting points:

Document verification

Sanctions screening

Customer onboarding

Once proven, these workflows can be expanded to cover more complex tasks.

👉 See how RemitONE’s AI bolt-ons integrate with existing systems.

The Takeaway

AI agents won’t replace people. They’ll supplement teams, taking on the heavy lifting so humans can focus on strategy and judgement.

For MSBs, the choice is clear: either automate now and scale, or risk falling behind as competitors adopt AI-driven processes.

Ready to cut compliance workloads and scale faster?

Book a free strategy call to see how AI bolt-ons can fit your operations.

Expand Your Money Service Business in Europe without Local Licences or Bank Setup

Most Banks and Money Transfer Operators (MTOs) that handle payouts rely on international partners to send them transactions. But what if you could manage both sides of the corridor and keep more margin?

Watch the short video to find out how:

Oussama breaks down how our Remittance-as-a-Service model lets you:

Launch send operations from the UK and Europe in weeks

Avoid waiting months for licences or bank approvals

Get a white-labelled app and website

Tap into ~€130B in remittances sent from Europe and ~£20B from the UK alone

Looking to grow across borders without the heavy costs? This could be the missing piece to help you do that.

Book a free call with our expert Oussama to explore how this can work for your business:

Episode 2: How to Start a Money Transfer Business – A Practical Guide for Founders | The IPR Podcast

The global cross-border payments industry continues to evolve, presenting new opportunities for remittance startups and financial institutions. But what does it really take to launch or expand a money transfer business in today’s landscape shaped by complex regulations, rising compliance expectations, and rapidly advancing technology?

In Episode 2 of The IPR Podcast RemitONE’s CMO Aamer Abedi sits down with Oussama Kseibati, Head of Business Solutions, to provide a clear, actionable roadmap for anyone looking to enter the cross-border payments space. Drawing from over 15 years of industry experience, Oussama outlines a five-step framework that founders can follow to build a compliant, scalable, and competitive Money Service Business (MSB).

Whether you’re launching from scratch or expanding into a new region, this episode offers foundational guidance to help you navigate the journey.

Understanding the Five Core Steps

Step 1: Research, Market Fit, and Business Planning

Every successful business begins with research. In the case of remittances, this means understanding your target corridors, your competition, your potential client base, and the unique value you aim to deliver. Oussama recommends starting small, focusing on one or two corridors you’re familiar with, perhaps tied to your own community or existing business network. This strategic focus allows you to manage cash flow, compliance, and relationships more efficiently before gradually expanding to new regions or services.

A well-structured business plan plays a key role in setting up for success. It should include realistic forecasting, cost structures, and clearly defined revenue streams, particularly understanding how FX margins and payout partnerships will contribute to your profit.

Step 2: Software That Meets Regulatory Needs

Technology is at the heart of modern money service businesses. From onboarding and identity verification to compliance screening and transaction processing, a reliable software infrastructure is essential. A robust platform should not only support regulatory needs (e.g. OFAC, UN, MAS, and HM Treasury checks) but also provide a seamless user experience for customers.

Oussama points out that choosing the right software provider can also give founders access to built-in integrations with payout partners, payment gateways, and compliance tools. Opting for an end-to-end platform such as RemitONE can reduce development time, streamline operations, and help ensure your system is aligned with regulatory requirements from day one.

Step 3: Apply for the Appropriate Licence

Depending on your jurisdiction and the nature of your services, you’ll need to apply for a financial licence, commonly known as an EMI (Electronic Money Institution) licence in the UK/EU, or equivalent.

Founders should consider their service model carefully:

Do you intend to hold client funds in wallets?

Are your transaction volumes expected to grow rapidly?

Will you operate in a single country or multiple regions?

For many, a Small Payment Institution (SPI) licence offers a more accessible entry point. It allows you to operate legally while building up transaction history and operational credibility, which can later support applications for higher-tier licences like API or EMI.

Step 4: Secure a Client Bank Account

Opening a bank account for safeguarding client funds can be one of the more challenging steps, especially in regions where traditional banks view remittance providers as high-risk. This has led to a wave of “de-risking,” where financial institutions have withdrawn services from MSBs altogether.

However, there are solutions. Letters of intent from banks, demonstrating willingness to provide an account once licensed, can support your application with regulators. Additionally, new digital-first banks and fintech-focused institutions are becoming more open to MSB clients, especially those operating with transparency and good controls in place.

The client account ensures that funds remain protected until the transaction is completed, adding an extra layer of security for both regulators and customers.

Step 5: Partner with Reliable Payout Networks

Once you’ve established your business model, tech infrastructure, and licence, you’ll need to connect with payout partners such as banks, MTOs, or telcos in the payout country, who will complete the final end of the transaction.

Payout partners are critical for determining your transaction fees, exchange rates, and service reliability. In the early stages, pre-funding is common, meaning you’ll need to deposit funds in advance with these partners to enable instant payouts.

Here too, a well-connected technology provider can simplify the process by offering access to pre-integrated partners or facilitating introductions to established networks.

The Role of End-to-End Platforms in Supporting MSBs

Remittance businesses today require more than just a digital interface. A complete solution should connect every part of the remittance chain—from onboarding and KYC to payment gateways, FX providers, compliance systems, and settlement tools.

RemitONE’s platform, for example, supports founders throughout this journey by offering tools for transaction monitoring, sanctions screening, automated compliance, and built-in integrations with various payment partners. The goal is to give new entrants the ability to launch quickly, scale with confidence, and maintain compliance across jurisdictions.

Watch the full podcast for the complete insights and strategies.

YouTube: https://youtu.be/2GChfkdhaMg?si=aWj4NuQvRXl9Ly7W

Spotify: https://open.spotify.com/episode/3dAbpgiDWyKklj3Guteo2F?si=569b6d23ade94344

Apple Podcasts: https://podcasts.apple.com/us/podcast/how-to-start-a-money-transfer-business/id1822769031?i=1000718661978

If you’re exploring the possibility of launching your own MSB or expanding into new corridors, speak to one of our consultants. Book a free session here: https://calendly.com/remitone-oussama/free-30min-consultation-website

For questions or guidance, reach out to sales@remitone.com.

Meet RemitONE team in Riyadh, Saudi Arabia: Unlock AI-powered growth

We’re heading to the Money20/20 event in Saudi Arabia to connect with ambitious businesses looking to scale. Aamer Abedi, our CMO, Oussama Kseibati, Head of Business Solutions, along with our partner Anwar Al Murshed from DTCC, will be in Riyadh 15th – 19th, September to explore cross-border payment opportunities with our AI, open banking and blockchain solutions.

Whether you’re expanding into sending markets like the UK and Europe or navigating complex compliance demands, our AI-powered solution can help you grow and unlock new revenue.

We provide the building blocks to future-proof your operations, even if remittances aren’t your core offering, with tools such as:

Automated KYC/AML

Scalable payout infrastructure to new sending markets

Value-added services including airtime, top-ups and utility bill payments

To arrange a place and time, please email us at: marketing@remitone.com